Estimating Fire Damage Restoration Costs Infographic

ClaimsMate Public Adjusters
2 min readFeb 15, 2022

Fire Restoration Cost

The average house fire in the United States costs around $78,000. Even a small house fire can cause tens of thousands of dollars of damages. As a homeowner, the cost of repairing fire damage can be anywhere from $30,000 to $1,000,000+.

Repairing fire damage is hard — and expensive. Restoration crews must clean, sanitize, and rebuild parts of your home. If crews cannot repair the damage, or if there’s structural damage to the home, then the property may need to be destroyed and rebuilt.

The cost of repairing fire damage varies depending on the restoration contractors, your insurance policy, and your insurance adjuster. All home insurance policies cover fire damage. However, insurance companies may argue about the cash value of your home and its possessions. Restoration contractors charge anywhere from $60 to $150 per hour per employee, with additional costs for renting equipment.

Fire Damage Cleanup Cost Per Square Foot

Fire restoration cleanup services cost $5.50 to $12.00 per square foot. This cost includes water damage restoration, soot and smoke remediation, and burnt material removal.

Fire Damage Restoration Cleanup Cost by Category

Based on materials involved in the fire, fires fall into different classification categories. Fire damage restoration companies use these categories to estimate costs for the cleanup of damaged areas and materials.

Fire Damage Restoration Cost by Average Total Cost

Mild ($25,000): Includes smoke and soot remediation and deodorization for a small fire in a single-family house.

Moderate ($78,000+): Includes water damage restoration, deodorization, burnt material removal, and sanitization for multiple rooms in a single-family house.

Severe ($250,000+): Includes structural repairs, chemical cleanup, water cleanup, deodorization, and sanitization for multiple rooms in a single-family house.

Fire Damage Restoration Cost by Type of Damage

Depending on the type of damage, costs range from $5,000 to $250,000.

  • Smoke Damage: $3,000 to $35,500
  • Burnt Materials: $2,500 to $4,000
  • Soot Damage: $4,500 to $15,000
  • Chemical Damage: $1,500 to $17,500
  • Water Damage: $2,500 to $50,000
  • Structural Damage: $17,000 to $250,000+

Smoke Damage Restoration

Many homeowners are surprised by the cost of smoke damage restoration. However, smoke damage restoration is also one of the most urgent tasks after a house fire. Restoration technicians use thermal fogging or ozone treatment to clean and deodorize affected rooms, surfaces, and possessions.

  • Thermal Fogging Treatment: $550 to $1,550
  • Ozone Treatment: $400 to $1,800

For help with fire damage claims and estimating restoration costs, contact an experienced fire claims adjuster.

Originally published at https://claimsmate.com.

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ClaimsMate Public Adjusters
ClaimsMate Public Adjusters

Written by ClaimsMate Public Adjusters

On a mission to help educate the public and provide useful knowledge for insurance claims while helping to connect policyholders with public adjusters.

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